Credit Card Application Status
It can take up to 5-7 working days from submitting your credit card application documents to card approval and dispatch by the bank. During this time, one can choose to track the application status, which is actually quite simple and can be done in multiple ways. Different banks have different ways to check the status, but it can generally be done using the reference number provided by the bank and your registered mobile number.
You can track your application status with the bank to get an idea of where the card is in the assessment process and when you can expect to receive it. You can simply choose to do a quick credit card status check either online via net banking or email alternatively, you can simply call the bank’s customer care or visit the branch to track the status of your application.
But first, let’s quickly check out the process to apply for a credit card online on the Bajaj MARKETS website.
Step 1: Visit the official website of Bajaj MARKETS
Step 2: Next, enter your details with the contact information
Step 3: Here, you have an option to browse through all the cards and choose the one based on your requirement
Step 4: Once you have selected the card, you can check the eligibility criteria of the card
Step 5: Finally, you can submit the documents required to initiate the application process for the card
Documents Required to Check Your Credit Card Application Status
In order to check the credit card application status online or offline, one must have the following documents handy:
- Reference Number provided by the bank
- PAN card
- Aadhaar Card
- Proof of age
How to Track the Credit Card Application Status
You can check the status online via the bank’s official website or by email. Below listed are online ways to track your credit card status:
- The basic steps to check application status on the Website are as follows:
- Head to the official website of the bank
- Check out the ‘credit cards’ tab and visit the ‘credit card tracking’ page
- Here, you will need to enter all the required details for verification like the reference ID, contact information, PAN card details
- Once you click on ‘submit’, you can view the credit card application status
- Another way to check the card’s application status is via email. Here’s how to go about it:
Head to the official website of the bank and click on the ‘Contact Us’ tab
- Once you do that, a new message box will open where you can submit your request for the status along with the verification details like the reference ID, contact information, PAN card number, or date of birth
- Once you click on submit, the bank will verify the details and get back to you with a response on your application status
You can check your application status offline as well. Here are some ways to do it:
- Customers can call the helpline number of the bank and speak with a customer care agent who can verify your details and get back to you with the latest status on your credit card application.
- Customers can also visit the nearest branch of the concerned bank and request the status by submitting the verification documents like the reference ID, PAN card, or Aadhaar card number.
- Some banks also provide an SMS facility to customers to carry out banking transactions. Customers can use it by typing the respective keyword and sending a quick SMS to the bank’s banking number.
Types of Credit Card Status
Once you apply for a credit card, it goes through different stages of the application process. Here are the different types of credit card status that you can come across when you check your application status offline or online:
- In progress: This implies that the bank is in the process of analysing and verifying your documents
- Approved: It simply indicates that the bank has approved the credit card application and you will get it soon
- Dispatched: It suggests that the card has been dispatched and shall reach you soon
- On-Hold: It implies that the verification of the documents is on hold mainly because the bank needs more proof or documents. Once the bank sends you an intimation, you can submit the necessary documents for the application to move forward
- Declined: It suggests that the card has been disapproved by the bank mainly because it did not match the eligibility criteria as set by the bank
Wrapping Up
It is important to check credit card status for applicants to get a clear idea about the possibility of getting a credit card. With the availability of both online and offline modes, it is easy for applicants to keep close track of their credit card application status.