Shop on EMI Using an EMI Card – Online & Offline Methods

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As technology has advanced and keeps on evolving, new products emerge in the marketplace of consumables. These products are available freely to whoever can afford them.

They include anything from smartphones and other gizmos to furniture and high-end accessories. In earlier times, affordability was an issue with many Indian consumers as the majority of the populace comes from low to moderate-income backgrounds. However, nowadays, with the rise of education and much of the population becoming upwardly mobile, affordability may not be such an issue. What’s more, credit card use has increased with more people owning them and making purchases on EMI or equated monthly instalments. Even better than a credit card is payment instruments like the Bajaj Finserv EMI Network Card, a tool that brings affordability to every doorstep in India.

Shop on EMI Without a Credit Card

So what is the Bajaj Finserv EMI Network Card exactly? This EMI Network Card is a digital payment tool that lets consumers buy products on EMI. EMI stands for Equated Monthly Instalments, in which consumers can make a purchase without any cash upfront. Here is the features and benefits of the Bajaj Finserv EMI Network Card:

  • Pay on EMI without Credit Cards – You may be able to pay for products on EMI without credit card too, but you can apply for Bajaj Finance Card easily online with less of a hassle and get approval instantly.
  • Eligibility – You have to fulfil certain criteria to be eligible for approval to get this card, but these criteria are easily met. For instance, if you are between the ages of 23-65 and have a stable income source, the card can be yours in a simple online application within a few hours.
  • NO Cost EMI Offers – The primary appeal of the Bajaj Finserv EMI Network Card is that, not only do you pay without cash upfront, but you can divide payments into EMI. Paying for your products in monthly instalments lets you afford more items. What’s more, the icing on the cake is that you pay in ZERO Cost EMI, which means, unlike with a credit card, you do not have to pay interest with your EMI payments.
  • Zero Down Payment – You can shop for several products with zero downpayment when you choose the Bajaj Finserv EMI Network Card to buy goods on EMI.

A Wide Network of Partners

The Bajaj Finserv Network includes stores and brands at which the Bajaj Finance Card can be used, both with online and offline retailers. Bajaj Finserv partner retailers include brands like Samsung, LG, Haier, etc., and retailers like Croma, Reliance Jio Mart, Amazon, Flipkart, etc. What’s more, the Bajaj Finserv Network’s very own Bajaj Finserv EMI Store lets you use the card to shop for a vast array of products with discounts attached. Once you apply for Bajaj Finserv EMI Network Card and obtain it, you can shop in the following way, online and offline:

  • Shop Online
  1.  You may visit the Finserv MARKETS portal and go directly to the Bajaj Finserv EMI Store to shop online. Here, you can browse for products and choose the ones you want.
  2. Once you select your products, go to the ‘Payment Window’ and choose the tenure of payment that suits you (from 3-24 months).
  3. You will have to confirm the address of delivery and other requested information.
  4. Submit your details and expect your product (for most products) in 24 hours.
  5. Shop Offline
  1. Visit any partner store of the Bajaj Finserv Network to avail products with NO Cost EMI offers.
  2. Choose your products and proceed to the counter for payment.
  3. You may produce your Bajaj Finserv EMI Network Card for payment and choose your payment tenure to pay in ZERO Cost EMI. Make your payment by giving your details. You will receive an OTP on your registered mobile. You may submit this to the counter staff and take your products home!

Easy Shopping, Easy Living

The Bajaj Finserv EMI Network Card makes your shopping experiences fun and stress-free without affordability on your mind. You can apply for this very useful tool at Finserv MARKETS now!